# Zupnick & Associates

Zupnick & Associates has worked to become Employee Benefits experts who help business owners, CEOs, CFOs and HR.

## Pages


- [employee-benefits](https://www.zupnickassociates.com/product/employee-benefits)

- [business-commercial](https://www.zupnickassociates.com/product/business-commercial)

- [life-insurance](https://www.zupnickassociates.com/product/life-insurance)

- [workers-compensation](https://www.zupnickassociates.com/product/workers-compensation)

- [professional-liability](https://www.zupnickassociates.com/product/professional-liability)

- [QSEHRA–WHAT-EMPLOYERS-DON’T-KNOW](https://www.zupnickassociates.com/article/QSEHRA–WHAT-EMPLOYERS-DON’T-KNOW)

- [hr-the-new-c-suite](https://www.zupnickassociates.com/article/hr-the-new-c-suite)

- [health-benefits-plans-for-employees-broken-down](https://www.zupnickassociates.com/article/health-benefits-plans-for-employees-broken-down)

- [can-i-choose-to-whom-i-offer-benefits-as-an-employer](https://www.zupnickassociates.com/article/can-i-choose-to-whom-i-offer-benefits-as-an-employer)

- [medicare-part-d-notice-due-october-15-2018](https://www.zupnickassociates.com/article/medicare-part-d-notice-due-october-15-2018)

- [how-the-aca-affects-small-businesses-and-its-employees](https://www.zupnickassociates.com/article/how-the-aca-affects-small-businesses-and-its-employees)

- [domestic-partnership-benefits-faq](https://www.zupnickassociates.com/article/domestic-partnership-benefits-faq)

- [flexible-spending-accounts-where-employees-employers-meet](https://www.zupnickassociates.com/article/flexible-spending-accounts-where-employees-employers-meet)

- [landowners-and-home-insurance](https://www.zupnickassociates.com/article/landowners-and-home-insurance)

- [want-to-retain-your-employees-why-providing-health-benefits-is-the-best-strategy](https://www.zupnickassociates.com/article/want-to-retain-your-employees-why-providing-health-benefits-is-the-best-strategy)

- [understanding-more-about-magi-and-individual-health-insurance](https://www.zupnickassociates.com/article/understanding-more-about-magi-and-individual-health-insurance)

- [minimum-requirements-for-aca-compliance](https://www.zupnickassociates.com/article/minimum-requirements-for-aca-compliance)

- [getting-high-risk-life-insurance-what-you-need-to-know](https://www.zupnickassociates.com/article/getting-high-risk-life-insurance-what-you-need-to-know)

- [business-owner-policy-bop-coverage-why-you-really-need-it](https://www.zupnickassociates.com/article/business-owner-policy-bop-coverage-why-you-really-need-it)

- [essential-basics-all-employers-should-know-about-fringe-benefits](https://www.zupnickassociates.com/article/essential-basics-all-employers-should-know-about-fringe-benefits)

- [pcori-what-is-it-and-why-is-it-important-to-me-as-an-employer](https://www.zupnickassociates.com/article/pcori-what-is-it-and-why-is-it-important-to-me-as-an-employer)

- [what-is-the-eeoc](https://www.zupnickassociates.com/article/what-is-the-eeoc)

- [legal-grounds-for-eeoc-complaint](https://www.zupnickassociates.com/article/legal-grounds-for-eeoc-complaint)

- [pet-insurance-4-other-out-of-the-box-voluntary-employee-benefits](https://www.zupnickassociates.com/article/pet-insurance-4-other-out-of-the-box-voluntary-employee-benefits)

- [all-about-commercial-property-insurance](https://www.zupnickassociates.com/article/all-about-commercial-property-insurance)

- [retention-diversity-is-there-a-connection](https://www.zupnickassociates.com/article/retention-diversity-is-there-a-connection)

- [real-estate-development-liability-insurance](https://www.zupnickassociates.com/article/real-estate-development-liability-insurance)

- [vacant-land-insurance](https://www.zupnickassociates.com/article/vacant-land-insurance)

- [what-does-the-course-of-construction-policy-entail](https://www.zupnickassociates.com/article/what-does-the-course-of-construction-policy-entail)

- [wrap-up-policy](https://www.zupnickassociates.com/article/wrap-up-policy)

- [3-of-hrs-biggest-struggles-in-2019](https://www.zupnickassociates.com/article/3-of-hrs-biggest-struggles-in-2019)

- [the-importance-of-accident-coverage-in-the-workplace](https://www.zupnickassociates.com/article/the-importance-of-accident-coverage-in-the-workplace)

- [benefits-admins-on-site-for-open-enrollment-good-for-you-and-your-employees](https://www.zupnickassociates.com/article/benefits-admins-on-site-for-open-enrollment-good-for-you-and-your-employees)

- [employee-engagement-ideas](https://www.zupnickassociates.com/article/employee-engagement-ideas)

- [pros-and-cons-of-third-party-administrators-for-big-business-insurance](https://www.zupnickassociates.com/article/pros-and-cons-of-third-party-administrators-for-big-business-insurance)

- [dont-let-insurance-neglect-knock-out-your-big-business](https://www.zupnickassociates.com/article/dont-let-insurance-neglect-knock-out-your-big-business)

- [big-business-employment-struggles-of-2019](https://www.zupnickassociates.com/article/big-business-employment-struggles-of-2019)

- [the-perks-of-offering-perks-and-benefits](https://www.zupnickassociates.com/article/the-perks-of-offering-perks-and-benefits)

- [big-business-vs-giant-business](https://www.zupnickassociates.com/article/big-business-vs-giant-business)

- [2019-shrm-conference-exceeding-the-vision-with-the-society-for-human-resource-management](https://www.zupnickassociates.com/article/2019-shrm-conference-exceeding-the-vision-with-the-society-for-human-resource-management)

- [the-struggle-of-enrolling-new-hires](https://www.zupnickassociates.com/article/the-struggle-of-enrolling-new-hires)

- [what-happens-to-insurance-benefits-during-a-merger](https://www.zupnickassociates.com/article/what-happens-to-insurance-benefits-during-a-merger)

- [what-is-medigap-or-medicare-supplement-insurance](https://www.zupnickassociates.com/article/what-is-medigap-or-medicare-supplement-insurance)

- [how-business-insurance-and-liability-insurance-work-together](https://www.zupnickassociates.com/article/how-business-insurance-and-liability-insurance-work-together)

- [what-is-professional-indemnity-insurance](https://www.zupnickassociates.com/article/what-is-professional-indemnity-insurance)

- [what-do-insurance-brokers-do](https://www.zupnickassociates.com/article/what-do-insurance-brokers-do)

- [aso-insurance-what-is-it-and-is-it-right-for-you](https://www.zupnickassociates.com/article/aso-insurance-what-is-it-and-is-it-right-for-you)

- [imputed-income-savings-for-everyone-in-your-business](https://www.zupnickassociates.com/article/imputed-income-savings-for-everyone-in-your-business)

- [what-is-commercial-general-liability-insurance](https://www.zupnickassociates.com/article/what-is-commercial-general-liability-insurance)

- [benefits-of-a-pto-benefits-bank](https://www.zupnickassociates.com/article/benefits-of-a-pto-benefits-bank)

- [covering-medicare-employees-in-your-big-business](https://www.zupnickassociates.com/article/covering-medicare-employees-in-your-big-business)

- [the-benefits-of-longer-parental-leave-in-the-united-states](https://www.zupnickassociates.com/article/the-benefits-of-longer-parental-leave-in-the-united-states)

- [the-joker-in-the-workplace](https://www.zupnickassociates.com/article/the-joker-in-the-workplace)

- [questions-for-your-broker-that-you-will-regret-not-asking](https://www.zupnickassociates.com/article/questions-for-your-broker-that-you-will-regret-not-asking)

- [popular-wellness-programs-you-will-see-in-2020](https://www.zupnickassociates.com/article/popular-wellness-programs-you-will-see-in-2020)

- [benefits-of-rewarding-employees-for-good-work](https://www.zupnickassociates.com/article/benefits-of-rewarding-employees-for-good-work)

- [employer-health-benefits-costs-are-going-up-in-2020-and-how-to-stay-ahead](https://www.zupnickassociates.com/article/employer-health-benefits-costs-are-going-up-in-2020-and-how-to-stay-ahead)

- [your-companys-public-image-matters-and-how-to-fix-it](https://www.zupnickassociates.com/article/your-companys-public-image-matters-and-how-to-fix-it)

- [7-big-reasons-to-hire-a-small-insurance-broker](https://www.zupnickassociates.com/article/7-big-reasons-to-hire-a-small-insurance-broker)

- [when-to-hire-a-manager-is-there-a-right-time](https://www.zupnickassociates.com/article/when-to-hire-a-manager-is-there-a-right-time)

- [how-to-interview-well-pt-1-recognizing-a-good-applicant](https://www.zupnickassociates.com/article/how-to-interview-well-pt-1-recognizing-a-good-applicant)

- [how-to-throw-politically-correct-office-parties](https://www.zupnickassociates.com/article/how-to-throw-politically-correct-office-parties)

- [nyc-taxis-the-unspoken-death-of-an-industry](https://www.zupnickassociates.com/article/nyc-taxis-the-unspoken-death-of-an-industry)

- [pros-and-cons-of-reference-based-pricing](https://www.zupnickassociates.com/article/pros-and-cons-of-reference-based-pricing)

- [different-levels-of-benefits-on-campus](https://www.zupnickassociates.com/article/different-levels-of-benefits-on-campus)

- [how-much-does-it-cost-to-run-a-small-business-in-nyc](https://www.zupnickassociates.com/article/how-much-does-it-cost-to-run-a-small-business-in-nyc)

- [reference-based-pricing-faq-for-businesses](https://www.zupnickassociates.com/article/reference-based-pricing-faq-for-businesses)

- [the-legal-state-of-cannabis-in-ny-2020](https://www.zupnickassociates.com/article/the-legal-state-of-cannabis-in-ny-2020)

- [best-companies-to-work-in-in-2020](https://www.zupnickassociates.com/article/best-companies-to-work-in-in-2020)

- [employee-benefits-for-the-cannabis-community](https://www.zupnickassociates.com/article/employee-benefits-for-the-cannabis-community)

- [top-10-trending-insurance-topics-in-2020](https://www.zupnickassociates.com/article/top-10-trending-insurance-topics-in-2020)

- [wondering-if-unions-are-good-or-bad-honestly-it-depends](https://www.zupnickassociates.com/article/wondering-if-unions-are-good-or-bad-honestly-it-depends)

- [aca-texas-judge-ruling-is-the-affordable-care-act-unconstitutional](https://www.zupnickassociates.com/article/aca-texas-judge-ruling-is-the-affordable-care-act-unconstitutional)

- [why-outsourcing-compliance-makes-us-a-trusted-broker](https://www.zupnickassociates.com/article/why-outsourcing-compliance-makes-us-a-trusted-broker)

- [why-do-employers-benefit-from-hra-admins](https://www.zupnickassociates.com/article/why-do-employers-benefit-from-hra-admins)

- [what-is-stop-loss-for-self-funded-insurance](https://www.zupnickassociates.com/article/what-is-stop-loss-for-self-funded-insurance)

- [how-are-commercial-property-insurance-rates-determined](https://www.zupnickassociates.com/article/how-are-commercial-property-insurance-rates-determined)

- [do-businesses-need-cybersecurity-insurance](https://www.zupnickassociates.com/article/do-businesses-need-cybersecurity-insurance)

- [the-hitech-act](https://www.zupnickassociates.com/article/the-hitech-act)

- [checkup-how-to-check-for-coronavirus-risk-free](https://www.zupnickassociates.com/article/checkup-how-to-check-for-coronavirus-risk-free)

- [mt-bank-class-act-lawsuit-of-401k-practice](https://www.zupnickassociates.com/article/mt-bank-class-act-lawsuit-of-401k-practice)

- [5-trending-topics-in-the-nyc-business-world](https://www.zupnickassociates.com/article/5-trending-topics-in-the-nyc-business-world)

- [how-the-coronavirus-is-affecting-the-us-economy-in-2020](https://www.zupnickassociates.com/article/how-the-coronavirus-is-affecting-the-us-economy-in-2020)

- [coronavirus-how-to-face-a-pandemic-in-the-workplace](https://www.zupnickassociates.com/article/coronavirus-how-to-face-a-pandemic-in-the-workplace)

- [emergency-regulation-62](https://www.zupnickassociates.com/article/emergency-regulation-62)

- [is-the-paycheck-program-working-out-in-nyc](https://www.zupnickassociates.com/article/is-the-paycheck-program-working-out-in-nyc)

- [in-dire-straits-paying-rent-in-nyc-during-covid-19](https://www.zupnickassociates.com/article/in-dire-straits-paying-rent-in-nyc-during-covid-19)

- [stay-efficient-while-working-remotely-technology](https://www.zupnickassociates.com/article/stay-efficient-while-working-remotely-technology)

- [the-massive-unemployed](https://www.zupnickassociates.com/article/the-massive-unemployed)

- [2020-benefits-pro-broker-expo-postponed-to-august](https://www.zupnickassociates.com/article/2020-benefits-pro-broker-expo-postponed-to-august)

- [what-zupnick-is-doing-to-help-businesses-through-coronavirus](https://www.zupnickassociates.com/article/what-zupnick-is-doing-to-help-businesses-through-coronavirus)

- [how-to-recognize-the-source-is-it-your-employees-or-is-it-you](https://www.zupnickassociates.com/article/how-to-recognize-the-source-is-it-your-employees-or-is-it-you)

- [what-will-bring-people-back-to-the-office](https://www.zupnickassociates.com/article/what-will-bring-people-back-to-the-office)

- [employee-benefits-that-must-be-offered-during-covid-19-in-ny](https://www.zupnickassociates.com/article/employee-benefits-that-must-be-offered-during-covid-19-in-ny)

- [gig-workers-on-unemployment-best-of-both-worlds](https://www.zupnickassociates.com/article/gig-workers-on-unemployment-best-of-both-worlds)

- [is-an-hra-the-right-choice-for-your-business-in-2020](https://www.zupnickassociates.com/article/is-an-hra-the-right-choice-for-your-business-in-2020)

- [what-is-medical-tourism-how-can-your-business-benefit](https://www.zupnickassociates.com/article/what-is-medical-tourism-how-can-your-business-benefit)

- [insurance-companies-extending-covid-care](https://www.zupnickassociates.com/article/insurance-companies-extending-covid-care)

- [nyc-shrm-annual-chapter-meeting-2020-to-take-place-online](https://www.zupnickassociates.com/article/nyc-shrm-annual-chapter-meeting-2020-to-take-place-online)

- [mid-year-health-changes-allowed-due-to-coronavirus-in-2020](https://www.zupnickassociates.com/article/mid-year-health-changes-allowed-due-to-coronavirus-in-2020)

- [what-type-of-insurance-protects-businesses-from-looters](https://www.zupnickassociates.com/article/what-type-of-insurance-protects-businesses-from-looters)

- [medical-tourism-as-an-employee-benefit](https://www.zupnickassociates.com/article/medical-tourism-as-an-employee-benefit)

- [plight-of-minorities-through-covid-19-unemployment](https://www.zupnickassociates.com/article/plight-of-minorities-through-covid-19-unemployment)

- [update-paycheck-protection-program-2020](https://www.zupnickassociates.com/article/update-paycheck-protection-program-2020)

- [what-employers-should-know-when-returning-to-work-in-nyc-pt-1](https://www.zupnickassociates.com/article/what-employers-should-know-when-returning-to-work-in-nyc-pt-1)

- [2020-pcori-fee-update](https://www.zupnickassociates.com/article/2020-pcori-fee-update)

- [covid-workplace-lawsuits-increase](https://www.zupnickassociates.com/article/covid-workplace-lawsuits-increase)

- [7-tips-for-returning-to-work-post-covid-19](https://www.zupnickassociates.com/article/7-tips-for-returning-to-work-post-covid-19)

- [what-employers-should-know-when-returning-to-work-in-nyc-pt-2](https://www.zupnickassociates.com/article/what-employers-should-know-when-returning-to-work-in-nyc-pt-2)

- [racial-bias-training-courses-now-more-popular-than-ever](https://www.zupnickassociates.com/article/racial-bias-training-courses-now-more-popular-than-ever)

- [pcori-2020-updates-for-insurers-and-hra-sponsors](https://www.zupnickassociates.com/article/pcori-2020-updates-for-insurers-and-hra-sponsors)

- [can-freelancers-get-employee-benefits](https://www.zupnickassociates.com/article/can-freelancers-get-employee-benefits)

- [free-business-insurance-consultations-business-recovery](https://www.zupnickassociates.com/article/free-business-insurance-consultations-business-recovery)

- [what-are-caregiver-benefits](https://www.zupnickassociates.com/article/what-are-caregiver-benefits)

- [top-5-employee-benefits-during-uncertain-times](https://www.zupnickassociates.com/article/top-5-employee-benefits-during-uncertain-times)

- [providing-employee-benefits-makes-good-financial-sense](https://www.zupnickassociates.com/article/providing-employee-benefits-makes-good-financial-sense)

- [offering-life-insurance-for-your-employees](https://www.zupnickassociates.com/article/offering-life-insurance-for-your-employees)

- [start-ups-and-business-insurance-faqs](https://www.zupnickassociates.com/article/start-ups-and-business-insurance-faqs)

- [employee-benefits-for-start-ups-faqs](https://www.zupnickassociates.com/article/employee-benefits-for-start-ups-faqs)

- [4-employer-benefits-that-make-an-hsa-worth-it](https://www.zupnickassociates.com/article/4-employer-benefits-that-make-an-hsa-worth-it)

- [healthcare-acronyms-and-what-they-mean](https://www.zupnickassociates.com/article/healthcare-acronyms-and-what-they-mean)

- [social-media-employee-conduct-when-how-to-regulate](https://www.zupnickassociates.com/article/social-media-employee-conduct-when-how-to-regulate)

- [how-to-get-honest-feedback-from-your-employees](https://www.zupnickassociates.com/article/how-to-get-honest-feedback-from-your-employees)

- [is-remote-work-now-permanent](https://www.zupnickassociates.com/article/is-remote-work-now-permanent)

- [how-to-make-bipoc-employees-feel-safe-at-work](https://www.zupnickassociates.com/article/how-to-make-bipoc-employees-feel-safe-at-work)

- [leave-sharing-plans-frequently-asked-questions-from-the-irs](https://www.zupnickassociates.com/article/leave-sharing-plans-frequently-asked-questions-from-the-irs)

- [the-state-of-us-healthcare-in-2020](https://www.zupnickassociates.com/article/the-state-of-us-healthcare-in-2020)

- [what-to-do-about-a-workplace-outbreak-employees](https://www.zupnickassociates.com/article/what-to-do-about-a-workplace-outbreak-employees)

- [what-to-do-about-a-workplace-outbreak-employers](https://www.zupnickassociates.com/article/what-to-do-about-a-workplace-outbreak-employers)

- [how-the-pandemic-has-affected-women-in-the-workplace](https://www.zupnickassociates.com/article/how-the-pandemic-has-affected-women-in-the-workplace)

- [how-employee-benefits-have-changed-since-covid](https://www.zupnickassociates.com/article/how-employee-benefits-have-changed-since-covid)

- [understanding-the-city-councils-new-hospital-gender-equity-board-proposal](https://www.zupnickassociates.com/article/understanding-the-city-councils-new-hospital-gender-equity-board-proposal)

- [how-is-the-average-american-holding-up-during-covid](https://www.zupnickassociates.com/article/how-is-the-average-american-holding-up-during-covid)

- [how-much-does-business-insurance-cost-for-freelancers](https://www.zupnickassociates.com/article/how-much-does-business-insurance-cost-for-freelancers)

- [why-employers-should-care-about-medicare-open-enrollment-for-2021](https://www.zupnickassociates.com/article/why-employers-should-care-about-medicare-open-enrollment-for-2021)

- [4-things-employers-dont-know-about-employee-benefits](https://www.zupnickassociates.com/article/4-things-employers-dont-know-about-employee-benefits)

- [hurry-up-and-wait-complying-with-obamacare-in-2020](https://www.zupnickassociates.com/article/hurry-up-and-wait-complying-with-obamacare-in-2020)

- [what-is-open-enrollment-for-health-insurance](https://www.zupnickassociates.com/article/what-is-open-enrollment-for-health-insurance)

- [is-it-too-late-to-apply-for-health-insurance](https://www.zupnickassociates.com/article/is-it-too-late-to-apply-for-health-insurance)

- [open-enrollment-for-2021-what-do-you-need-to-know](https://www.zupnickassociates.com/article/open-enrollment-for-2021-what-do-you-need-to-know)

- [do-i-need-medicare-part-b-if-i-have-employer-insurance](https://www.zupnickassociates.com/article/do-i-need-medicare-part-b-if-i-have-employer-insurance)

- [how-paid-leave-works-with-covid-in-nys](https://www.zupnickassociates.com/article/how-paid-leave-works-with-covid-in-nys)

- [the-6-most-popular-employee-benefits-in-2020](https://www.zupnickassociates.com/article/the-6-most-popular-employee-benefits-in-2020)

- [how-to-motivate-my-employees-to-work-effectively](https://www.zupnickassociates.com/article/how-to-motivate-my-employees-to-work-effectively)

- [what-is-malpractice-insurance](https://www.zupnickassociates.com/article/what-is-malpractice-insurance)

- [how-can-i-save-on-business-insurance-for-my-small-business](https://www.zupnickassociates.com/article/how-can-i-save-on-business-insurance-for-my-small-business)

- [why-are-u-s-teachers-forced-to-buy-ppe-for-their-classrooms](https://www.zupnickassociates.com/article/why-are-u-s-teachers-forced-to-buy-ppe-for-their-classrooms)

- [open-enrollment-deadlines-2021-2022](https://www.zupnickassociates.com/article/open-enrollment-deadlines-2021-2022)

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